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Picking The Ideal Credit Card For The New Year The start of the New Year is a period when people are liable to embrace an extremely positive approach to their future and think about the resolutions they have made and also about the January sale deals to be had. The shops become crowded with many of buyers hunting for bargains and amazing sales on all kinds of merchandise from clothing to furnishings and electrical. Britons Turning To Plastic To Pay For Their Homes As Credit Crunch Strengthens Its Grasp To try and stay in the black, consumers are using cash and store cards for their purchases more and more. Retail establishments such as M&S and Debenhams have reported more cash and store card purchases. Stores are seeing a reduction in charge card usage, and it is believed that shoppers have started using them for living expenses such as utilities and rent.